Terms of services

Last updated: June 17, 2025

1. Introduction

Welcome to Zaïffer! By accessing or using our platform, you agree to be bound by these Terms of Service ("Terms"). If you do not agree, please do not use our services.

2. Description of Services

Zaïffer provides a decentralized platform for confidential financial services, leveraging Fully Homomorphic Encryption (FHE) to ensure privacy. Our services include, but are not limited to, confidential transactions, private DeFi interactions, and auditable compliance tools.

3. Eligibility

You must be at least 18 years old and legally capable of entering into contracts to use our services. By using Zaïffer, you represent that you meet these requirements.

4. User Accounts and Responsibilities

  • Account Creation: You may need to create an account to access certain features. You are responsible for maintaining the confidentiality of your account credentials.
  • Prohibited Activities: You agree not to engage in any illegal, fraudulent, or harmful activities, including but not limited to money laundering, fraud, or unauthorized access to our systems.
  • Compliance: You are responsible for ensuring that your use of Zaïffer complies with all applicable laws and regulations, including tax and financial reporting obligations.

5. Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your data. By using Zaïffer, you consent to our data practices as outlined in the Privacy Policy.

6. Intellectual Property

All content, trademarks, and intellectual property on the Zaïffer platform are owned by Zaïffer or its licensors. You may not use, copy, or distribute any content without prior written permission.

7. Disclaimers and Limitations of Liability

  • No Warranty: Zaïffer provides its services "as is" without any warranties, express or implied. We do not guarantee that our services will be uninterrupted, secure, or error-free.
  • Limitation of Liability: To the fullest extent permitted by law, Zaïffer shall not be liable for any indirect, incidental, or consequential damages arising from your use of our services.
  • Blockchain Risks: You acknowledge the inherent risks of blockchain technology, including but not limited to smart contract vulnerabilities, network congestion, and regulatory changes.

8. Indemnification

You agree to indemnify and hold Zaïffer harmless from any claims, damages, or losses arising from your use of our services or violation of these Terms.

9. Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of Florida, USA. Any disputes shall be resolved through binding arbitration in Miami, Florida, in accordance with the rules of the American Arbitration Association.

10. Changes to the Terms

We may update these Terms from time to time. We will notify you of significant changes via email or through our platform. Your continued use of Zaïffer after such changes constitutes acceptance of the updated Terms.

11. Contact Information

For questions or concerns about these Terms, please contact us at legal@zaiffer.io.